
Your Townsville TPD Claims Lawyers
If illness or injury has prevented you from returning to work, you may be entitled to a Total and Permanent Disability (TPD) insurance payout through your superannuation fund. We assist with:
TPD Insurance Claims
Claim benefits through your superannuation insurance policy.
Multiple Super Fund Claims
We identify whether you may have cover through more than one super fund.
Claim Reviews
We'll assess your eligibility and explain your legal options.
Public Liability Accidents
We represent clients injured in public spaces due to negligence.
Declined TPD Claims
If your insurer has rejected your claim, we'll review the decision.
Medical Evidence
We help obtain and prepare the evidence needed to support your claim.
Insurance Negotiations
We deal directly with insurers so you don't have to.
Appeals & Disputes
If required, we can challenge unfair claim decisions.

How It Works:
1
Contact Us
Connect with our legal team to discuss your situation.
2
Free Claim Assessment
We'll assess whether you have a valid TPD claim.
3
We Manage Your Claim
We prepare your claim and deal directly with the insurer.
4
Receive Your Benefit
If your claim is successful, you'll receive your TPD insurance payout.
Complete the form below and one of our TPD lawyers will contact you for an obligation-free discussion.
Get Started With Your TPD Claim


Understanding TPD Insurance Claims
What Is a TPD Insurance Claim?
A Total and Permanent Disability (TPD) claim allows eligible people to access insurance benefits held within their superannuation fund if illness or injury permanently prevents them from working in their occupation or another occupation, depending on their policy.
How Do I Know If I Have TPD Insurance?
Many Australians automatically receive TPD insurance through their super fund without actively choosing it. We can review your superannuation and determine whether you're covered and whether you may have multiple policies.
Do I Need To Be Permanently Disabled?
Not necessarily. Every policy has its own definition of Total and Permanent Disability. Even if you're capable of some work, you may still qualify depending on your medical condition and the terms of your insurance policy.
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The above articles are intended as a general guide only and is not intended as specific legal advice.
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Seek specific legal advice
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All liability is disclaimed for reliance on these articles and you must rely on your own advisors.
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There maybe taxation and other financial consequences in connection with your claim.
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There may be time limits to claim and if you miss those time limits you may lose your right to sue forever. You should seek specific advice to protect your claims.
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Sarinas Legal are not bound or obligated to provide specific advice or act for you in any way unless we have interviewed you, completed appropriate ID checks and we are formally retained pursuant to a written client agreement.



















